Business Overview
We have served a total of around 6.6 million SBOs in China since our founding, as of September 30, 2022. Our total balance of retail credit enabled reached RMB426.4 billion as of June 30, 2023. We ranked second among non-traditional financial service providers for SBOs in China in terms of total inclusive SMB loans enabled as of June 30, 2022.
Our Technologies
Artificial Intelligence
Natural language processing 丨 Custom-built intelligent customer service bots and systems 丨 Regulatory technology for regulatory compliance
Data Science
Over 18 years of through-cycle credit data | Access to Ping An ecosystem analytics and insights and enterprise data
Blockchain Utilization
Blockchain technology to accomplish suitability management and transparent disclosure | Record all platform interactions with users on the blockchain to ensure full traceability